Japan Agricultural Cooperatives (JA) is a financial institution on the scale of a megabank combined with the largest insurance company in Japan, with total deposits of about 90 trillion yen and total assets of its insurance business of around 50 trillion yen. It is a financial and distribution conglomerate that monopolizes/oligopolizes agricultural distribution. Under the post-WWII government policies to reduce rice acreage and maintain high prices for rice, Japanese agriculture has been declining, but JA alone has enjoyed continued prosperity. To strengthen the competitiveness of agriculture, it is essential to introduce the principle of competition in the distribution process.